net unrealized appreciation

Net Unrealized Appreciation

Some people retire or leave a company and have significant amounts of employer’s stock in their qualified plan. In such cases, the tax law...
reporting ira rollover

Tax Reporting of Rollovers

From IRA to IRA Here you transfer funds from a traditional IRA to another traditional IRA, or from a Roth IRA to another Roth IRA....
10-year averaging

Ten Year Averaging

If you do need to take your funds for use, you may qualify for a tax break that the tax law provides to some...
cut taxes

Yikes—Look at the Taxes!

“Once thought to be relatively obscure, IRD deductions are becoming more common. Big-ticket IRD items such as distributions from IRAs, 401(k)s, 403(b)s, and other...
after tax

What About After-Tax Contributions

Most contributions are pre-tax. Your can contribute right up to the plan’s limit, deducting all that money from your income before you pay taxes....
tax minimization

Investing for Lifetime Tax Minimization

While everything in an IRA or qualified retirement plan grows tax deferred, it makes sense to own certain investments outside of an IRA in...